Exclusive High-Risk Payment Solutions & Integrated Onboarding for Every Partner

At GOAT Payments, we provide every partner with exclusive access to our High-Risk Integrated Onboarding, featuring dedicated advisory to streamline success. Whether you’re an Independent Sales Office (ISO), PayFac, SaaS provider, or Fintech firm, our tailored approach to high-risk channel development equips you with the resources, expert guidance, and strategic partnerships needed to thrive in complex and competitive markets.

Become a Partner

Become A Goat Payments Certified Partner

As a GOAT Certified Partner, you unlock exclusive access to specialized insights, expert training, and unparalleled support to excel in challenging verticals and capitalize on high-volume merchant opportunities. Our dedicated resources are designed to empower you to drive growth in complex industries and achieve sustainable, long-term success for your business.

Streamlined Underwriting & Approval

With our extensive network of over 35 sponsor banks, we help you avoid the common bottlenecks of traditional underwriting. Our advisory team is well-versed in high-risk industries, so we know how to accelerate the approval process and avoid the typical frustrations your sales team might face when dealing with lengthy reviews or unclear requirements.

Expand Your Referral Network

Our robust partnerships with financial institutions, and processors give you access to a wide range of payment solutions. We help ISOs, Payfacs, and Fintechs leverage these connections to offer best-in-class services and terms to your merchants. This means you’re not just processing payments—you’re driving long-term, sustainable growth for both you and your clients.

Expert Advisory & Compliance Guidance

High-risk industries are ever-changing, and staying ahead of regulatory shifts is essential. GOAT Payments offers in-depth consulting to ensure your merchant accounts stay compliant with the latest industry standards and regulations. We continuously update our knowledge to help you navigate these complexities with ease, saving you time and resources while ensuring you’re always one step ahead of market changes.

Save Time, Focus on Growth

Managing high-risk accounts can often feel like a full-time job—but with GOAT Payments, we simplify the process for you. Our team handles the intricacies of compliance, underwriting, and technology integration, freeing up your sales team to focus on what matters most: growing your business. With our expertise on your side, you can spend less time battling paperwork and more time expanding your portfolio.

Grow Your Residual Income in High-Risk Markets

We specialize in helping you tap into high-risk verticals that often go untapped by traditional processors. By connecting you with merchants in industries that have historically been underserved, we help you grow your residual income from these markets. Whether it’s e-commerce businesses, travel agencies, or health and wellness companies, GOAT Payments gives you the tools and resources to scale your high-risk merchant portfolio and increase your earnings.

BECOME A PARTNER: INTEGRATE OUR COLLABORATIVE HIGH RISK AS A SERVICE PROGRAM

We understand the challenges associated with high-risk verticals and the importance of securing revenue opportunities for your sales channels. Navigating these complexities and obtaining approvals can be overwhelming, especially without a polished advisory team.

By integrating the GOAT High Risk as a Service program into your sales channels, you gain instant access to a dedicated team of experts and resources. We’ll guide your organization and merchants through best practices in compliance, onboarding, and underwriting.

Partnering with GOAT means removing the hassles of dealing directly with sponsor banks or processors, allowing you to focus on what you do best.

Meet Jenna L. Padilla

Chief Growth Officer

With over 20 years of experience in developing third-party payment programs, Jenna has provided expert consultation to more than 500 Registered Independent Sales Organizations, agent offices, integrated software providers, and SaaS partners.

Her impressive track record in driving payments growth and building sustainable portfolio equity showcases her ability to navigate the challenges faced by payment professionals.
Jenna’s stellar reputation, along with her commitment to transparent guidance and fair negotiations, has earned her the trust of clients throughout their business journeys.

If you’re dealing with issues related to processor relationships, service inefficiencies, onboarding challenges, or if you need to diversify your sponsor bank options to enhance your residual income, Jenna is dedicated to addressing your unique business needs.

Jenna is here to help you overcome your specific business challenges!

Schedule A Meeting

Friends, Partners, and Payment Events

Client Testimonials

Jenna has been committed to transparency and value over our decade-long relationship. Too many merchants struggle to be treated fairly when labeled as "high risk", and GOAT works to level the playing field.

J. Thaeler

Reforming Retail

We were in search of a reliable payment processor that could handle high-risk transactions for our business, and Goat Payments was the perfect choice. From the very beginning, the process was incredibly quick and easy. Their team guided us through every step with clarity, ensuring that our onboarding was seamless and efficient. What really sets Goat Payments apart is their outstanding ongoing support. They have been responsive and proactive in addressing any concerns or adjustments we’ve needed along the way, making it clear that we are valued as partners, not just clients. If you're looking for a high-risk payment processing partner, Goat Payments should be at the top of your list!

S. Adams

ISVPay.io

Jenna & Goat got it done for us when our normal high-risk sponsor could not. Thanks so much and we look forward to more!

Dave

10 Year Industry ISO

The team at Goat treats you like family. The support is unmatched by anyone in the industry.

Koby

3 Year Industry Agent

Working with Goat has been amazing! They go above and beyond to ensure their merchants are happy and taken care of. On the flip side, having a partner to work with who understands the payment space so well, that pays close attention to the little details when bringing a merchant on board, and knowing that Residuals from Goat will always be paid on time is so important. They truly are the Greatest Of All Time!

Aaron

15 Year Fintech & Payments ISO

Their team is knowledgeable, proactive, and always on hand to help navigate the complexities of payment systems. They brought real value to our business by streamlining our processes, reducing costs, and improving customer satisfaction. Whether it’s handling transactions, security, or compliance, they consistently demonstrate a high level of professionalism and reliability.

Payrillium

Ready to Kick Off Your GOAT Collaboration?

Contact Jenna Get in touch with Jenna to share your organization’s goals.
Schedule Your Introduction Set up a meeting to discuss your residual income objectives and explore how we can help grow your High Risk channel.
Register Complete our straightforward partnership registration process, and be prepared to submit your first High Risk opportunity for approval within 24 hours.
Start Selling Kick off your sales efforts with confidence, backed by our expert guidance and resources!